What projects qualify for SBA 504 financing?

SBA 504 financing supports owner-occupied CRE acquisitions, expansions, equipment projects over 10 years, and qualified capital improvements.

How does SBA 504 financing work?

Typical structure is 50% bank financing, 40% SBA CDC debenture, and 10% borrower equity for qualified projects.

BORROWER / ENTITY NAME

CONTACT NAME & TITLE

EMAIL — security enhanced ("AT" symbol masked)

PHONE NUMBER

ENTITY TYPE

STATE OF FORMATION

SPONSOR EXPERIENCE SUMMARY

PROPERTY ADDRESS (STREET, CITY, STATE)

PROPERTY TYPE

YEAR BUILT

YEAR RENOVATED

SQUARE FOOTAGE

CURRENT OCCUPANCY

PROJECT SUMMARY

PURPOSE OF LOAN

REQUESTED LOAN AMOUNT

PURCHASE PRICE or MARKET VALUE

EXISTING DEBT (IF REFINANCE)

ESTIMATED STABILIZED VALUE

REQUESTED LOAN TERM

TARGETED CLOSING TIMELINE

TRAILING - 12 NOI ($)

ANNUAL GROSS REVENUE

YEAR TO DATE GROSS REVENUE

EXIT STRATEGY

PREFERRED LEVERAGE (LTV)

PRIMARY FINANCING OBJECTIVES

CONSENT AUTHORIZATION

I authorize Cornovus Capital to review the information provided and contact me regarding available financing options.”

REFERRAL SOURCE

Loan Size	$500K – $25MM+ total project cost (typical 50% bank • 40% CDC • 10% borrower equity)
Amortization	10-, 20-, or 25-year fully amortizing SBA debenture; bank terms vary
Interest Rates	SBA debenture fixed rates tied to U.S. Treasuries; typically below conventional CRE rates
Structure	50% bank loan • 40% SBA CDC debenture • 10% borrower equity (more for startups)
Recourse	Partial or limited recourse depending on bank structure and risk
Eligible Borrowers	For-profit U.S. businesses occupying ≥51% of the property for operations

SBA 504 financing solutions for owner-occupied commercial real estate acquisitions, expansions, equipment projects, and major capital improvements.