What types of businesses qualify for conventional financing?

Established companies with consistent EBITDA, strong operating history, and verifiable financial performance.

What can business loans be used for?

Acquisitions, refinance, partner buyouts, equipment purchases, expansion, and working-capital needs.

Conventional Business Financing Request

Submit your project details

SECTION 1: Borrower & Entity Information

BORROWER / ENTITY NAME

CONTACT NAME & TITLE

PHONE NUMBER

ENTITY TYPE

STATE OF FORMATION

SPONSOR EXPERIENCE SUMMARY

SECTION 2: Property Details

PROPERTY ADDRESS (STREET, CITY, STATE)

PROPERTY TYPE

YEAR BUILT

YEAR RENOVATED

SQUARE FOOTAGE

CURRENT OCCUPANCY

PROJECT SUMMARY

SECTION 3: Loan Request Summary

PURPOSE OF LOAN

REQUESTED LOAN AMOUNT

PURCHASE PRICE or MARKET VALUE

EXISTING DEBT (IF REFINANCE)

ESTIMATED STABILIZED VALUE

REQUESTED LOAN TERM

TARGETED CLOSING TIMELINE

SECTION 4: Deal Metrics & Exit Strategy

TRAILING - 12 NOI or EBITDA ($)

ANNUAL GROSS REVENUE

YEAR TO DATE GROSS REVENUE

EXIT STRATEGY

PREFERRED LEVERAGE (LTV)

PRIMARY FINANCING OBJECTIVES

SECTION 4: Submission Acknowledgment

CONSENT AUTHORIZATION

I authorize Cornovus Capital to review the information provided and contact me regarding available financing options.”

REFERRAL SOURCE

Business financing solutions Business loan submission Commercial property financing Bridge loan solutions CMBS financing LifeCo financing Cornovus advisory team

Business Financing Advisory Overview

Cornovus Capital structures conventional business financing solutions for established companies seeking term loans, partner buyouts, working-capital expansion, equipment financing, or owner-occupied real estate support.

Our advisory platform aligns company performance, collateral strength, cash flow, and leverage with bank, credit union, and institutional underwriting requirements to support predictable execution.

Market Insights & Capital Sources

Business financing trends are informed by lender rate activity, working-capital demand, underwriting feedback, and capital market signals from national banking relationships and institutional credit sources.

These insights help identify suitable structures and timing for acquisitions, buyouts, refinances, and operational funding strategies.

Advisory Review & Submission Process

After submission, a Cornovus advisor reviews EBITDA stability, leverage, collateral position, business performance, and sponsor experience to determine capital-source alignment.

This review coordinates lender engagement, term sheet structuring, and execution planning across conventional programs.

Business Financing Strategies We Support

Advisory support includes acquisitions, partner buyouts, recapitalizations, equipment procurement, refinancing of existing obligations, and operational working-capital solutions.

Typical Business Loan Terms

Loan Types	Term loans, working-capital lines, equipment loans, owner-occupied CRE financing
Loan Size	$1MM – $35MM+ depending on collateral and credit profile
Amortization	3–10 years typical; up to 25 years for owner-occupied real estate
Rate Structure	SOFR or Prime; market-aligned fixed/variable options available
Collateral	General business assets, real estate, equipment; personal guarantees as required
Leverage	Up to 1.25x leverage DSCR; 1.25–1.35x stabilized cash flow
Closing Timeline	20–60 days from executed term sheet and diligence completion

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Business financing solutions for acquisitions, refinancing, partner buyouts, equipment procurement, and working-capital strategies.