Multifamily Financing Solutions
Acquisition • Refinance • Construction • Redevelopment
Cornovus Capital structures multifamily financing solutions for acquisitions, refinancing, construction, and recapitalization of stabilized and transitional multifamily assets. Our platform integrates HUD, Fannie Mae, Freddie Mac, CMBS, LifeCo, Conventional and bridge programs — delivering institutional underwriting precision, competitive pricing, and execution certainty across all major housing markets.
Each multifamily loan financing transaction is engineered to support property repositioning, long-term stabilization, and portfolio growth. Cornovus Capital’s end-to-end platform combines credit analysis, capital structuring, and lender negotiation to ensure transparent execution and financing continuity for sponsors and developers nationwide.
Typical Multifamily Loan Programs
| Conventional Bank Loan | $1M–$50M | 5–15-year term | 20–30-year amortization | Up to 75% LTV | Partial recourse |
| Agency Loan (Fannie Mae / Freddie Mac) | $1M–$100M+ | 5–30-year term | Up to 80% LTV | Non-recourse | Competitive fixed rates |
| HUD 221(d)(4) / 223(f) | $4M–$100M+ | 35–40-year amortization | Up to 85% LTV | Ideal for construction-to-perm or refinance |
| Bridge Loan | $5M–$100M+ | 12–36-month term | Up to 80% LTC | Non-recourse | Designed for transitional assets |
| CMBS Loan | $5M–$200M+ | 5–10-year term | Up to 75% LTV | Non-recourse | Institutional execution |
| LifeCo Loan | $3M–$250M | 10–30-year term | 55–65% LTV | Non-recourse | Best suited for stabilized, core assets |
Who Qualifies for Multifamily Financing?
- Developers and sponsors acquiring, constructing, or repositioning multifamily properties.
- Portfolio owners seeking long-term refinance for stabilized assets.
- Operators expanding holdings through bridge-to-perm or CMBS executions.
- Affordable and workforce housing owners leveraging HUD or agency programs.
- Institutional investors executing recapitalization or portfolio refinance strategies.
Eligible Multifamily Property Types
- Market-rate apartments and professional-managed communities.
- Affordable and workforce housing (LIHTC, Section 8, NOAH).
- Student, senior, and mixed-use housing developments.
- Rehabilitated or transitional assets in secondary and tertiary markets.
- Portfolio acquisitions and recapitalization of stabilized properties.
Ineligible Multifamily Properties
- Condotels or single-room occupancy units.
- Non-stabilized properties without defined exit or takeout.
- Purely speculative ground-up developments without equity participation.
- Projects with excessive leverage beyond lender or program thresholds.
About Cornovus Capital
With over 70 years of combined experience, Cornovus Capital is a trusted financial partner specializing in business and commercial real estate financing. We design multifamily financing solutions that support acquisitions, development, and recapitalization of stabilized and transitional properties nationwide.
Our expertise spans HUD, Fannie Mae, Freddie Mac, LifeCo, CMBS, and bridge capital programs, providing tailored financing solutions for developers, sponsors, and portfolio owners seeking long-term stability and execution certainty.
Connect with Cornovus Capital
Exploring multifamily financing options for acquisition, construction, or recapitalization? Cornovus Capital delivers institutional execution — combining underwriting precision, credit modeling, and lender coordination to ensure clarity, speed, and certainty from analysis to closing.
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