Commercial Bridge Financing in North Carolina
Transitional & Value-Add Assets • Acquisition • Recapitalization
Commercial bridge financing in North Carolina provides short-term, structured funding solutions for commercial real estate, hospitality, and business-purpose properties across Charlotte, Raleigh, Durham, and Greensboro. Cornovus Capital aligns sponsors with institutional and private capital sources to deliver certainty of execution when timing or credit limits make conventional financing impractical.
Our advisory team structures each commercial bridge financing in North Carolina transaction around the asset’s collateral strength, business plan, and exit strategy — connecting borrowers with capital partners to fund transitional assets quickly and strategically.
Typical Terms
| Eligible Markets | Charlotte, Raleigh, Durham, Greensboro, and secondary North Carolina markets |
| Property Types | Hospitality, multifamily, retail, office, mixed-use, and specialty commercial |
| Loan Size | $3 million – $100 million per property; portfolios to $200 million+ |
| Term | 6 – 36 months with extension options |
| Leverage | Up to 75–85 % LTC or cost coverage using cross-collateralization or equity pledges |
| DSCR | Interest-only; DSCR flexibility for strong sponsors |
| Collateral | First-mortgage position; cross-collateralized when applicable |
| Rate | Market-driven floating or fixed rates based on risk profile |
| Amortization | Interest-only during term |
| Recourse | Non-recourse; partial recourse available case-by-case |
| Closing Timeline | 10 – 30 days after executed term sheet and due diligence |
| Eligible Borrowers | Developers, investors, and business owners with qualified experience |
Key Details
Our commercial bridge financing in North Carolina programs support transitional and value-add assets with flexible capital solutions:
- Fast closings: Typically 10–30 days with trusted bridge capital sources.
- Flexible terms: 6–36-month interest-only structures with extensions.
- High leverage: Up to 85 % LTC using cross-collateralization or equity pledges.
- Transitional assets: Funding for non-cash-flowing or value-add projects.
- Renovation & CapEx: Construction draws and improvement reserves.
- Exit alignment: Structured for HUD, CMBS, LifeCo, or sale takeouts.
Who Qualifies for Bridge Financing?
- Developers and sponsors executing construction or adaptive reuse projects.
- Investors seeking acquisition or refinance strategies with value-add potential.
- Business owners using bridge financing to expand or recapitalize operations.
- Portfolio owners needing interim capital between ownership cycles or takeouts.
About Cornovus Capital
With more than 70 years of combined experience, Cornovus Capital structures commercial bridge financing in North Carolina and nationwide — delivering certainty of execution and capital clarity across complex transactions.
Our expertise spans SBA 7(a) and 504 loans, CMBS and LifeCo financing, private capital solutions, and structured debt strategies. We guide businesses and investors through complex financial landscapes, securing funding tailored to long-term objectives.
See the latest market update or analysis from Lee & Associates Market Research for current insights into North Carolina real estate trends.
Connect with Cornovus Capital
Evaluating bridge financing options for acquisition or recapitalization? Our team delivers certainty of execution and capital clarity.
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