Bridge Financing for Commercial Real Estate
Nationwide Bridge Solutions • Acquisition • Recapitalization • Value-Add Assets
Commercial bridge financing is a key focus of Cornovus Capital, facilitating structured financing for commercial real estate, hospitality, and business-purpose properties nationwide. We collaborate with institutional and private capital sources to deliver tailored bridge financing solutions that support acquisitions, recapitalizations, and repositioning projects when timing or credit limits make conventional financing impractical.
Our advisory team structures each commercial bridge financing around the asset’s collateral strength, business plan, and exit strategy — aligning borrowers with capital partners to fund transitional assets quickly and strategically.
Typical Bridge Loan Terms
| Eligible Markets | Nationwide – primary, secondary, and tertiary markets |
| Property Types | Hospitality, multifamily, retail, office, mixed-use, and specialty commercial |
| Loan Size | $3 million – $100 million per property; portfolios to $200 million+ |
| Term | 6 – 36 months with extension options |
| Leverage | Up to 75–85 % LTC or cost coverage using cross-collateralization or equity pledges |
| DSCR | Interest-only; DSCR flexibility for qualified sponsors |
| Collateral | First-mortgage position; cross-collateralized where applicable |
| Rate | Market-driven floating or fixed rates based on risk profile |
| Amortization | Interest-only during term |
| Recourse | Non-recourse; partial recourse available case-by-case |
| Closing Timeline | 10 – 30 days after executed term sheet and due diligence |
| Eligible Borrowers | Developers, investors, and operators with verified experience |
Key Details
- Fast closings: Typically 10–30 days with trusted capital sources.
- Flexible terms: 6–36-month interest-only structures with extensions.
- High leverage: Up to 85 % LTC with cross-collateralization or equity pledges.
- Transitional assets: Funding for non-stabilized or value-add properties.
- CapEx & Renovation: Construction draws and improvement reserves included.
- Exit alignment: Structured for HUD, CMBS, LifeCo, or sale takeouts.
Who Qualifies for Bridge Financing?
- Developers and sponsors executing construction or adaptive reuse projects.
- Investors seeking acquisition or refinance strategies with value-add potential.
- Business owners using bridge financing to expand or recapitalize operations.
- Portfolio owners needing interim capital between ownership cycles or takeouts.
About Cornovus Capital
With more than 70 years of combined experience, Cornovus Capital is a trusted financial partner specializing in business financing, commercial real estate lending, and hospitality funding solutions. We design customized capital strategies that help businesses acquire, expand, and optimize operations, ensuring long-term growth and financial stability.
Our expertise spans Bridge, SBA 7(a) and 504 loans, CMBS and LifeCo financing, private capital solutions, and structured debt strategies. By focusing on certainty of execution and closing assurance, we guide businesses and investors through complex financial landscapes, securing funding tailored to their long-term objectives.
See the latest market update from Lee & Associates Market Research for insights into national commercial real estate performance.
Connect with Cornovus Capital
Evaluating bridge financing options for acquisition, refinance, or recapitalization? Cornovus Capital delivers institutional-level execution — combining credit analysis, capital structuring, and lender engagement to ensure clarity, speed, and certainty from underwriting to closing.
Follow Cornovus Capital on LinkedIn →