Does Cornovus Capital act as a lender?

No. Cornovus Capital operates as an advisory firm, structuring and managing financing through institutional, CMBS, SBA, LifeCo, and private capital sources.

What financing structures does Cornovus arrange?

Cornovus arranges SBA 7(a) and 504 loans, Bridge and Structured Debt, CMBS Financing, LifeCo loans, and conventional corporate debt structures tailored to client goals.

Can Cornovus manage multi-phase or portfolio transactions?

Yes. Cornovus Capital specializes in coordinating multi-entity, multi-property, and phased transactions requiring synchronized lender execution.

Bridge Financing Solutions CMBS Financing LifeCo Financing SBA 7(a) Financing SBA 504 Financing Multifamily Financing Transaction Highlights Owner’s Representative Services

$1.15MM Term Loan Strengthens Hospitality Operating Company Capitalization

Structured Corporate Term Debt • Long-Term Stability • Liquidity Alignment

Introduction

Supporting hospitality operations through structured term debt. Cornovus Capital arranged a $1.15 million corporate term loan for the operating entity affiliated with a hospitality-based hotel and restaurant development in the Northeast U.S. This financing provided strategic working capital and liquidity to support pre-opening operations, marketing, and management company capitalization as part of the project’s multi-finance plan.

The transaction represented the final phase of a comprehensive capital solution totaling over $9 million in combined debt facilities across three entities. Working alongside the $5.25MM construction tranche and $2.85MM permanent mortgage refinance, this term facility provided the internal funding necessary to stabilize operations and align the property’s ownership and management structures under one consolidated capital plan.

By incorporating a self-liquidating five-year term structure, Cornovus Capital ensured the borrower’s corporate financing paralleled stabilized real estate cash flow, aligning corporate debt service with property performance and ensuring long-term operational sustainability.

Challenge

Coordinating entity-level financing with real-estate capitalization. The borrower’s hospitality management company required working capital to bridge payroll, vendor payments, and marketing efforts during the final construction and pre-opening period. Cornovus Capital’s structure addressed the complexities of affiliated entities and multi-lender coordination under one unified credit platform.

Aligning corporate debt with hospitality asset performance
Coordinating simultaneous closings across three lenders
Eliminating duplicate collateral encumbrances
Balancing fixed and floating exposure across the capital stack

Solution

Cornovus Capital structured a five-year fixed-rate corporate term loan secured by business assets and cash flow, complementing the borrower’s construction and permanent financing. The term facility included cross-guarantees, self-liquidating amortization, and flexible prepayment terms designed to parallel property stabilization.

$1.15MM fixed-rate, five-year term supporting operating liquidity
Corporate collateral secured by entity-level assets
Flexible prepayment options with step-down provisions
Cross-guaranteed structure supporting long-term stability

Results

The final tranche completed the borrower’s multi-phase hospitality capitalization plan, combining construction, mortgage, and corporate facilities under one advisory structure. Cornovus Capital’s execution stabilized operations, improved cash flow predictability, and enhanced long-term ownership positioning.

Full capitalization achieved across construction, mortgage, and corporate debt
Corporate liquidity aligned with stabilized property performance
Execution completed within 90 days of refinance closing
Improved long-term credit continuity across borrower entities

Related Capital Programs

Cornovus Capital’s diversified financing programs serve commercial real estate and business clients nationwide. Our platform integrates Bridge, CMBS, LifeCo, and SBA programs to deliver capital strategies matched to borrower objectives and property type. Explore additional programs: Bridge & Structured Debt, CMBS Financing, LifeCo Financing, SBA 7(a), and SBA 504 Loans.

About Cornovus Capital

With over 70 years of combined experience, Cornovus Capital is a trusted financial advisory partner specializing in business financing, commercial real estate lending, and hospitality funding solutions. Our team designs customized capital strategies that help businesses acquire, expand, and optimize operations while maintaining long-term financial stability.

Our expertise spans SBA 7(a) and 504 loans, CMBS and LifeCo financing, private capital solutions, and structured debt strategies. By focusing on certainty of execution and closing assurance, we guide businesses and investors through complex financing landscapes—securing funding tailored to their goals.

Why Partner with Cornovus Capital?

At Cornovus Capital, we understand that complex transactions require sophisticated financing solutions. Whether repurposing commercial assets, structuring high-leverage debt, or integrating municipal incentives, we deliver capital strategies designed for certainty and efficiency.

What Sets Us Apart

Advisory expertise in hospitality, construction, and operational capitalization
Experience coordinating multi-entity financings and lender relationships
Advanced capital structuring for mixed-use and portfolio transactions
End-to-end execution from underwriting through post-closing compliance

Connect with Cornovus Capital

For businesses and investors seeking tailored financing solutions, Cornovus Capital offers experience, precision, and certainty. Learn how our SBA, CMBS, Bridge, and LifeCo programs can help you structure capital aligned with your long-term objectives.

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