CMBS Financing
Unlock long-term fixed-rate capital for income-producing assets. At Cornovus Capital, we specialize in structuring CMBS (Commercial Mortgage-Backed Securities) loans—connecting borrowers with non-recourse, fixed-rate financing for stabilized commercial real estate. Whether you’re acquiring, refinancing, or recapitalizing, we provide institutional-grade execution with advisory precision.
CMBS loans (also called conduit loans) pool commercial mortgages into securities sold to institutional investors. These loans offer high leverage, predictable terms, and attractive rates—making them ideal for large-scale properties and portfolio strategies.
Program highlights
- Non-recourse structure: CMBS loans are typically non-recourse, limiting borrower liability and enhancing risk management.
- Fixed-rate terms: Enjoy long-term fixed-rate financing—typically 5, 7, or 10 years—with predictable monthly payments.
- High leverage: Access up to 75%–80% LTV for stabilized assets with strong in-place cash flow.
- Wide asset eligibility: Finance office, retail, industrial, mixed-use, and hospitality properties in primary and secondary markets.
- Cash-out flexibility: Unlock equity in stabilized properties through structured refinance and recapitalization solutions.
- Institutional execution: Cornovus Capital delivers certainty with institutional CMBS lenders, B-piece buyers, and servicing partners.
Who Qualifies?
- Real estate investors and sponsors: Ideal for those acquiring, recapitalizing, or refinancing stabilized commercial real estate.
- Portfolio owners: Consolidate debt across multiple properties or monetize assets through strategic refinancing.
- Institutional borrowers: CMBS loans are well-suited for large-scale ownership groups, family offices, and private equity sponsors.
Eligible property types
- Multifamily: Stabilized apartment communities with strong occupancy and rental history.
- Retail centers: Anchored and unanchored shopping centers in primary or secondary markets.
- Office buildings: Single and multi-tenant office assets, including suburban and urban properties.
- Hospitality: Flagged limited-service, select-service, and full-service hotels with strong operating history.
- Self-storage: Class A and B stabilized facilities with consistent cash flow and market demand.
- Mixed-use: Properties with retail, office, and multifamily components that are stabilized and income-producing.
step-by-step process
- Submit an introduction form: Share your deal highlights and capital needs through our short intake form.
- Receive a tailored loan strategy: We analyze your scenario and provide multiple lending options based on your timeline and goals.
- Package your file: Our capital advisors collect underwriting materials and build your lender-ready loan request package.
- Engage the right lender: We submit your file to lenders who match your deal profile and transaction structure.
- Negotiate and close: Cornovus Capital manages due diligence, closing milestones, and lender communication to ensure a smooth close.
About cornovus capital
With over 60 years of combined experience, Cornovus Capital is a trusted financial partner specializing in business financing, commercial real estate lending, and hospitality funding solutions. We design customized capital strategies that help businesses acquire, expand, and optimize operations, ensuring long-term growth and financial stability.
Our expertise spans SBA 7(a) and 504 loans, CMBS and LifeCo financing, private capital solutions, and structured debt strategies. By focusing on certainty of execution and closing assurance, we guide businesses and investors through complex financial landscapes, securing funding tailored to their long-term objectives.
Why Partner with Cornovus Capital?
At Cornovus Capital, we understand that complex transactions require sophisticated financing solutions. Whether you’re acquiring a business, buying out a partner, expanding operations, or combining real estate into a growth plan—we deliver capital strategies designed for certainty and efficiency.
What Sets Us Apart?
• Advisory expertise across business stages and sectors: We structure financing for acquisitions, expansions, partner buyouts, and practice ownership transitions.
• Innovative capital structuring: We integrate seller notes, working capital, CapEx, and goodwill financing into efficient, customized capital stacks.
• Lender alignment and competitive terms: We match each transaction with lenders who understand your industry—ensuring smooth approvals and favorable terms.
• End-to-end execution and advisory support: From deal modeling and loan packaging to lender communication and closing, we manage the entire process to ensure successful outcomes.
For business owners, professionals, and entrepreneurs seeking flexible SBA financing, Cornovus Capital delivers strategic insight, execution certainty, and long-term support.